Dealing With The Insurance Adjuster Greenville SC
No matter how serious or minor a car accident is, you are going to have to file an insurance claim. There is absolutely nothing fun about dealing with insurance companies. From needing a rental car to getting your car fixed, you are the mercy of the insurance company. It’s ironic. You pay years of premiums, and then when you finally make a claim, you feel as if you’re somehow wrong.
Insurance companies typically try to deny claims whenever possible. They don’t stay in business because they like to pay claims. They stay in business because people are so intimidated that they don’t even fight to get their claim paid. That is why it’s so important that you hire a good car accident attorney.
What a South Carolina Auto Accident Attorney Can Do
Don’t wait for the insurance company to deny your claim to reach out to an auto accident attorney. You are up against the clock. It is critical that you have someone with legal experience by your side the entire time.
There are a few reasons an insurance adjuster would deny your claim:
- The policy lapsed or was canceled. If this is the case, there is no valid policy under which to file a claim. You will have to rely on your own uninsured motorist’s clause or file a lawsuit against the other driver. In either case, you want to have someone who knows what they’re doing to handle this for you.
- The policy did not cover the driver. The driver may have not been listed on the policy at all. If this is the case, your claim will not be valid.
- The authorities suspended or revoked the other’s driver’s license. Again, this means there is no valid claim because the policy was not valid. The driver had no coverage.
- The insurance company claims you aren’t injured. This is where an experienced attorney comes into play. Your lawyer will get evidence from your doctor to prove that you received injuries. He will even get your doctor to provide testimony if necessary.
- The insurer alleges that the accident didn’t cause your injuries. The insurance adjuster may claim that you had the injuries prior to the accident. If you have a history of filing insurance claims for similar types of injuries, this could be an issue. You will need a dedicated attorney to fight this battle for you.
- The insurance adjuster argues that you were at fault. This is a common reason for denial of a claim. The insurance adjuster will argue that you were either as much or more at fault than the other driver. This is the hardest obstacle to overcome. Your attorney may have to present your case to a jury and let them decide.
How a South Carolina Car Accident Attorney Can Help You Get Compensation
A good car accident attorney will help you get compensated for your injuries.
Depending on the circumstances of your case, your attorney will demand that you be compensated for:
- Lost wages
- Medical bills – past, present, and future
- Personal property damage
- Pain and suffering
Be honest with your attorney. Don’t overexaggerate or minimize your pain and injuries. You don’t want to pretend you are more hurt than you really are. This will only cause problems for your car accident attorney later.
Your car accident attorney is going to fight hard to settle your case. They will work hard to get you the money to which you are entitled.
You Need to Contact a South Carolina Car Accident Lawyer
If you are having problems with an insurance adjuster, you need to contact a South Carolina car accident lawyer. They have a lot of experience dealing with insurance adjusters. They won’t back down when the insurance company attempts to deny your claim.
Nobody wants to go to trial. Even though they denied your claim, the insurance company may still be willing to settle. A trial is expensive and can take years. All parties are much better off if the matter can be settled.
With this in mind, your attorney will do research to see what type of settlement is fair in your case. He will negotiate with the attorneys and the insurance adjusters to get you compensation for your injuries. He will be by your side throughout the entire process.
Contact a South Carolina car accident lawyer today. The initial consultation is free and you pay nothing until they win your case. Take the time to ask your attorney questions and let him address your concerns.
